Dubai has become a leading global banking destination for Indian investors, entrepreneurs, and professionals. Whether you’re planning to invest, manage international transactions, or run a business in the UAE, opening a bank account in Dubai is a smart strategic move.
For Indian residents and NRIs, the process is straightforward — provided you have the right documents. This guide explains all the essential documents required for personal and business bank accounts in Dubai.
Documents required for Indians to open personal and business bank accounts in Dubai.
Why Dubai Banking Is Popular Among Indians
Dubai attracts thousands of Indian investors every year due to:
- Strong financial stability
- Global banking access
- Zero tax on personal income
- Multi-currency account options
- Fast international transfers
- Secure and regulated banking system
Before applying, banks require proper documentation to verify identity, income source, and business activity.
Documents Required to Open a Personal Bank Account in Dubai for Indians
Indian citizens can open a personal or non-resident bank account in Dubai. The document requirements vary slightly depending on the bank, but the core list remains similar.
1. Valid Passport Copy
Your passport must be valid for at least 6 months.
2. UAE Visa or Entry Stamp
- If you have a residency visa → provide Emirates ID (if issued).
- If you visit Dubai for account opening → provide entry stamp.
- Some banks allow remote opening without visiting.
3. Recent Passport-Sized Photographs
4. Address Proof (India or UAE)
Banks accept:
- Aadhaar-linked address
- Utility bill
- Rental agreement
- Driving license with address
5. Bank Statements (Last 6 Months)
This helps banks review your financial behavior and income source.
6. Salary Certificate or Income Proof
If you are employed, submit:
- Salary certificate from employer
- Employment contract
If self-employed:
- Company registration documents
- GST returns or ITR
- Business financials
7. Source of Funds Declaration
A simple document explaining where your income comes from.
Fore More information: OnDemand International
