Remex, Inc. Phone Harassment — Know Your Rights & How to Stop It

Constant calls, threats, or aggressive messages from Remex, Inc. over a debt can feel overwhelming. But debt collectors are limited by law—if Remex is crossing legal boundaries, you have rights and methods to push back. If you are facing Remex, Inc. phone harassment, read on to learn what qualifies as illegal conduct, what your legal protections are, and how to stop the abuse.

👉 If you’re subject to Remex, Inc. phone harassment, you don’t have to suffer in silence.

What Counts as Illegal Harassment by a Debt Collector

It’s legal for collectors to attempt to recover a valid debt—but certain behaviors are unlawful. Harassment by Remex might include:

• Calling repeatedly—many times in a short period

• Calling outside appropriate hours (very early morning or late evening)

• Threatening lawsuits, wage garnishment, or arrest when not permitted

• Using abusive or profane language, intimidation or insults

• Failing to provide written confirmation of the debt when asked

• Misrepresenting what you owe, consequences, or their authority

• Contacting friends, family, or workplace about your debt

• Ignoring written requests to stop contact

If Remex engages in any of these, you may have a violation of consumer protection law.

Your Rights Under the Fair Debt Collection Practices Act (FDCPA)

The FDCPA is a federal law that places strict limits on how third-party collectors may behave. If Remex acts as a debt collector, these protections apply:

• No harassment or abuse: Collectors may not use threats, repeated calls intended to harass, profanity, or other abusive tactics.

• Call time restrictions: Calls must be between 8 a.m. and 9 p.m. local time unless you agree otherwise.

• Right to validation: Within five days after first contact, they must send a written notice stating the amount owed, original creditor, and your right to dispute.

• Right to dispute: You have 30 days from getting that notice to challenge the debt in writing. Collection must pause until verification.

• Cease communications request: You can send a written “cease and desist” request. Once received, Remex must stop contacting you except for certain legal notices.

• Truthful representation: They cannot misrepresent your debt, threaten legal action they aren’t allowed to take, or lie about their identity or rights.

• Protection from third-party disclosures: They may not discuss your debt with others (friends, family, or your employer) beyond limited permitted contact to locate you.

If Remex breaks any of these rules, you may be able to sue for damages, attorney’s fees, and other relief.

What You Should Do If Remex Is Harassing You

If you are dealing with unacceptable calls from Remex, take these steps:

1. Document every call and contact – keep logs of date, time, number, name of caller, and what was said. Save voicemails, texts, emails, and letters.

2. Do not admit liability or promise payment verbally – wait until the debt is validated in writing.

3. Request written validation of the debt – send a letter demanding Remex send you proof: account statements, original creditor, itemization. They must comply before restarting collection.

4. Dispute the debt if you believe it’s incorrect – if amount is wrong, identity is wrong, or debt already paid, send a written dispute within 30 days. They must stop until investigation.

5. Send a cease and desist (stop contact) letter – if calls persist, tell them in writing to cease all communication. After receipt, only limited legal notice is allowed.

6. File complaints – you can complain to your state attorney general, the Consumer Financial Protection Bureau (CFPB), and the Federal Trade Commission (FTC).

7. Consult a qualified consumer rights attorney – if harassment continues or escalates, an experienced lawyer can help you file suit, recover damages, and enforce your rights.

How Consumer Rights Law Firm PLLC Can Assist

When Remex crosses the line, Consumer Rights Law Firm PLLC can intervene on your behalf. Their services include:

• Free case evaluation

• No upfront fees — you pay only if they win your case

• Legal representation specializing in FDCPA and consumer protection laws

• Strong legal action to stop ongoing harassment quickly

• Pursuit of compensation for emotional distress, statutory damages, and attorney’s fees

Often, simply having legal counsel intercede causes the collector to back off immediately.

Why Acting Quickly Matters

Each abusive call or threat further erodes your well-being and can damage your legal position. Many claims have time limits (statutes of limitation). Delaying may lead to loss of rights or evidence. Acting swiftly helps you preserve evidence, stop harassment, and improve your chance of legal success.

Even if you do owe some debt, you are not obligated to accept harassment or threats.

Conclusion

You don’t have to live with Remex, Inc. phone harassment. The FDCPA and related laws provide you strong protections that allow you to stop abuse, demand proper validation, and seek compensation.

If you’re dealing with this harassment, reach out to Consumer Rights Law Firm PLLC for a free evaluation. Their attorneys can help you stop the calls, enforce your rights, and recover justice. Don’t let a debt collector bully you—take action now.